Punjab Ayushman Card Hospital List 2026

Comprehensive Guide: Mukhya Mantri Sehat Bima Yojana (AB-MMSBY)

In Punjab, the Ayushman Bharat PMJAY scheme has been vastly expanded and operates under the title of Ayushman Bharat - Mukhya Mantri Sehat Bima Yojana (AB-MMSBY). Recognizing that the central 2011 SECC data excluded a significant portion of the deserving population, the Punjab State Government took the initiative to include multiple state-specific beneficiary categories, creating a highly inclusive ₹5 Lakh health cover umbrella.

Who is Eligible for the Ayushman Card in Punjab?

The AB-MMSBY scheme in Punjab is uniquely tailored to support the working class, farmers, and economically weaker sections. You are eligible for 100% cashless treatment if you belong to any of these groups:

• Smart Ration Card Holders: All families holding a valid Smart Ration Card issued by the Food and Civil Supplies Department of Punjab.
• J-Form Farmers: Farmers holding J-forms (issued by the Punjab Mandi Board) who sell their produce in the state APMCs.
• Construction Workers: Laborers registered with the Punjab Building and Other Construction Workers Welfare Board.
• Small Traders: Registered small traders with a specific turnover bracket as notified by the Excise and Taxation Department.
• Yellow Card Accredited Journalists: Journalists officially accredited by the State Information and Public Relations Department.
• SECC 2011 Families: The original beneficiaries identified under the central Socio-Economic Caste Census.

Medical Benefits and Hospital Network Coverage

With an active AB-MMSBY E-Card, beneficiaries can access medical care at over 900 empanelled hospitals across Punjab, including top private nursing homes and government medical colleges. The benefits include:

• Extensive Procedure List: Covers around 1,579 medical and surgical packages, including complex procedures like knee replacements, heart surgeries, and cancer treatments.
• Zero Out-of-Pocket Expense: The hospital cannot charge you for tests, doctor's visits, OT charges, bed rent, or prescribed medications during your covered stay.
• Pre & Post Care: The policy covers diagnostic tests up to 3 days before admission and provides medicines for up to 15 days after you are discharged.
• No Family Restrictions: There is no limit on the age, gender, or number of family members who can benefit from the ₹5 Lakh family floater policy.

How to Generate Your AB-MMSBY Health Card?

The Government of Punjab has simplified the e-Card generation process (e-KYC) to ensure swift delivery of services:

1. Eligibility Check: You can check your eligibility on the official Punjab State Health Agency portal using your Aadhaar, Smart Ration Card, or J-Form number.
2. Visit an Empanelled Center: Walk into any empanelled hospital listed in our directory or visit your nearest Common Service Centre (CSC) / Sewa Kendra.
3. Document Verification: Provide your Aadhaar card and the relevant proof of eligibility (Smart Ration Card, J-Form, or Construction Worker passbook).
4. Biometric Scan & Print: The 'Ayushman Mitra' will authenticate your identity biometrically and instantly print your Ayushman Golden Card.